MFJ vs MFS with child

MFS or MFJ with child

with the SAVE plan being under scrutiny, does anyone have advice with filing this year? i’m married but last year we filed married separate due to my student loans (i’m the only one with loans, about 45k). this year we had a child. is it still intelligent to file married but separate? and if we do and my husband claims our child, can i claim him for my student loan documentation? or should we file together this year and reassess next year? i’m not sure if it’s needed but this past year i made 94k and my husband made a little over 102k.